December 7, 2022

Life events, not bad decisions, can contribute to financial hardship | On your debt

Almost everyone feels less stressed and happier when financially stable. Unfortunately, when this stability is shaken, problems that started small could become insurmountable sooner than expected. As a result, you may have found yourself in a difficult financial situation that you thought would last temporarily, but now you don’t know if you will recover.

For many, overspending, high credit card balances, buying fancy cars and other personal choices lead to crippling and unbearable debt. And for others, events beyond their control, natural disasters or disasters can put them in financial peril very quickly.

Unfortunately, even if you plan ahead for possible emergencies, your best efforts may not cover the resulting expenses. For example, if you face a serious health problem, you may have to deal with numerous hospital bills and other medical expenses. You could also face some kind of natural disaster that causes severe damage to your home and leads to expensive repairs. The unexpected death of a partner or spouse and the loss of their contributory income. Inflation and rising interest rates prevent you from living below your means. In some cases, even savings and insurance coverage may not be enough.

What can you do about your financial difficulties?

At first, you may feel hopeless when it comes to dealing with the financial difficulties you are facing now. Fortunately, you don’t have to live with these difficulties. In efforts to find debt relief, you may want to obtain information about your bankruptcy options. Obtaining this information from the experienced bankruptcy attorneys at Bond & Botes Law Firms may be your best bet and will provide you with valuable insight into how this route could help your specific situation.

Bond & Botes helps people struggling with debt

We are local and offer a free, confidential face-to-face consultation with an experienced attorney. We also offer free consultations in the comfort and safety of your home or office by phone and/or video if you wish. Let us solve your financial problems. There’s no obligation, and that means there’s no downside to gathering the information you need to make good decisions about how to break the cycle of debt stress and go forward. We can answer all of your questions regarding Chapter 7 bankruptcy, Chapter 13 bankruptcy, stopping a foreclosure or wage garnishment, avoiding liens, stopping a lawsuit, l medical debt, personal loans, payday loans, credit card debt, etc. We can relieve your stress! We want to help you, and we can help you!

Bond, Botes, Sykstus, Tanner & McNutt, PC

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102 South Court Street, Suite 314, Florence, AL 35630

Telephone: 256-760-1010 • Fax: 256-760-1023

Opening hours: Monday to Friday • 8:00 a.m. to 5:00 p.m.

No representation is made that the quality of legal services to be provided is superior to the quality of legal services to be provided by other attorneys.