How to file your taxes online for free

Anyone who wants to file their own taxes digitally can do so for free using the IRS Free File System. If you earn $73,000 or more, it lets you download a free digital version of the 1040 tax form that you can fill out yourself and digitally file with the IRS. No need to go to the Post Office to get the paper version.

But be prepared: although the digital version performs some basic calculations, you will have to do the rest of the calculations yourself. And at this level of income, you are not eligible for free tax assistance.

Also check with your state tax office if they have free digital services.

Important Reminders
It’s easier for simple returns. While there are plenty of free digital forms available for download, most taxpayers will only need a 1040, which is simple if you’re filing a simple tax return consisting of mostly income, with no itemized deductions.

Before you begin, make sure you have the following information: Social Security numbers and dates of birth for everyone on your tax return. Adjusted gross income (AGI) from last year’s federal tax return. A valid email address and US phone number. You will also need a copy of your federal tax return from the previous year to confirm your AGI. All income and tax statements you received for the current year’s tax return, such as Forms W-2, W-2G, 1099-G, 1099-INT, 1099-MISC, 1099 -R and any other income statements. The estimated amount of tax payments for the current year, if any, and your bank account information to get your refund by direct deposit or to pay taxes due electronically.

You will need to create a new free fillable forms account, even if you have used the program in previous years. This account is separate from your irs.gov account, which you do not need to update.

How to find it
Go to the free file webpage on the irs.gov website and click the “Use Free Fillable Forms” button. >> Review the information on the page and when ready, click the “Start Free Fillable Forms” button. >> This will take you to a page where you will be given even more important information to review.

When you’re ready, click the “Start Free Fillable Forms” button displayed on the page. >> Here you will enter your personal information and create your annual account. >> Once submitted, you will receive a confirmation email from customer_service@freefilefillableforms.com. >> From the email you will receive a link to log in to your account and access the 1040, which you can now fill out and file with the IRS. If you need help completing it, detailed step-by-step instructions are available from the IRS.

When you are finished, be sure to print your return and keep it for your records. Account information and tax returns are wiped annually on Oct. 20, according to the IRS.